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Friday, July 11, 2008

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Payday Loan Advocate

The eyes of the American nation were fixed upon Hempstead, New York, on Wednesday, October 14th, 2008, for the third and final U.S. Presidential Debate. The Democratic candidate, Sen. Barack Obama, of Illinois, went into the debate with an eight point lead, and he was indeed content with it. The Republican candidate, Sen. John McCain brought it hard to his opponent, challenging his expertise, character, judgment and proposed policies. Obama’s position on the economic policies of the last eight years was far more critical than McCain’s, though he maintained that he is “not President Bush.” Both pledged that they would make cuts in the federal budget, McCain pledging to enact an “across the board spending freeze,” and take a hatchet to some programs whilst using a scalpel on others. Obama’s take was to “go through the federal budget page by page, line by line” in order to cut out those programs that are dysfunctional. Both of the candidates pledged to bring the change that America needs, but what does that mean? For instance, many politicians want to do away completely with the payday loans industry. Should they succeed, it will mean the end of the freedom to choose for the consumer, and the triumph of certain interest groups (the banks and credit unions, who have gotten themselves in enough trouble already) over the freedom of we, the American People.

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